http://www.mortgageporter.com/reportingfromseattle/images/2008/08/06/unclesam.jpg The U.S. government’s home buyer tax credit was extended to April 30, 2010 and it will not be extended again. This tax credit can benefit first-time home buyers up to $8,000 and current homeowners up to $6,500, provided they meet certain guidelines. And because this program is a tax credit — it does not have to be repaid. There has never been a better time to take advantage of this tax credit because hundreds of homes are priced below market value. If you have a family member or friend who could benefit from learning more about this program, please have them call me for a free one-hour consultation so we can discuss how they may be able to take advantage of this benefit. Larry Weichman, Your Real Estate Consultant For Life http://TeamWeichman.com , 714-241-4532 P.S. This program expires soon! Who are the next renters, growing families, or empty-nesters you know who should learn about this program? Larry Weichman is President and Broker of Costa Mesa-based real estate powerhouse Weichman Realtors. Larry and his highly-trained team of professionals have proudly served Costa Mesa since 1976. For questions about an upcoming sale or purchase, call him directly at 714-241-4532 or email your questions to Larry@TeamWeichman.com. Be sure to visit www.TeamWeichman.com for the latest news and information on the Orange County real estate market.
Wednesday, February 10, 2010
Tuesday, December 22, 2009
Little Steps Up To The Leap!
As you've already read here, conditions are ripe to become a homeowner, and it's time to determine if you're ready to make the leap. While the price of the home is the largest factor, don't forget about loan fees and closing costs, which add to your total financed amount.
Since banks are stricter in their lending, Step One is to polish up your credit report. A higher score gives you more power when it comes to negotiating terms and interest rates.
Similarly, a larger downpayment will positively affect your mortgage terms and reduce the amount you have to finance. If you can't manage 20% down, you will likely have to pay a monthly mortgage insurance premium.
Upon preapproval from a lender, you'll know how much loan you qualify for, and how much is required for the downpayment. It's best to secure preapproval before you begin looking at homes, especially since sellers will see your offer as a solid one worthy of consideration.
In addition to newer fees being assessed on loans to less than stellar applicants, there are standard closing costs associated with the purchase, including appraisals, legal fees, credit reports and more. All are included up front on your settlement statement and some may be negotiable. Contact an agent today to get the ball rolling and find out how much home you can afford.
Larry Weichman is President and Broker of Costa Mesa-based real estate powerhouse Weichman Realtors. Larry and his highly-trained team of professionals have proudly served Costa Mesa since 1976. For questions about an upcoming sale or purchase, call him directly at 714-241-4532 or email your questions to Larry@TeamWeichman.com. Be sure to visit www.TeamWeichman.com for the latest news and information on the Orange County real estate market.
Thursday, December 17, 2009
Coyote Activity Bullet
City of Costa Mesa Police Department Animal Control COYOTE ACTIVITY BULLETIN
This bulletin is to advise and warn residents about coyote activity in the Costa Mesa area. Several residents have lost their pets to these skilled predators because they were not aware of coyote activity in the area. Others are concerned about recent sightings and the potential consequences of predatory animals within the urban environment.
Coyotes are found in ALL areas of Orange County. They are a native animal and a critical component of the ecosystem. Contrary to popular belief, these animals do not require open space or wild areas to survive. In fact, most coyotes within the urban setting are the offspring of generations of coyotes who lived and flourished in the urban areas of Orange County.
Though they are far from domesticated, coyotes are very comfortable living alongside human beings. They have little fear of man and are frequently seen in close proximity to joggers, bikers, and inside residential areas. While not normally a danger to human beings, coyotes will display defensive behaviors if threatened or cornered, therefore, it is important to leave a comfortable distance between you and a coyote. Small pets can easily become coyote prey. Cats and small animals should not be allowed outside alone, even in a fenced yard. It is highly recommended that their owner always accompany small pets. Though coyotes generally hunt between sunset and sunrise, they can be observed at all hours of the day and will not pass up the opportunity for an easy meal. A dog or cat can be taken from a backyard enclosed by a six-foot high fence or wall in a matter of moments.
The following steps can be taken to protect you and your pets from nuisance animals like coyotes and other wildlife:
• Fence off animal enclosures (fully enclose if possible).
• Keep cats and small dogs indoors or in the close presence of an adult.
• Feed pets indoors.
• Store trash in covered heavy-duty containers.
• Keep yards free from potential shelter such as thick brush and weeds.
• Enclose the bottoms of porches and decks.
• Eliminate potential food and water sources, such as fallen fruit and standing water.
If you do encounter a coyote that behaves aggressively, you have probably gotten too close to its prey or its family. Increase the comfort zone between you and the coyote. Coyotes behave in a manner similar to domestic dogs that are defending their territory and family. All children should be taught from a very early age that they should avoid strange animals, whether domestic or not. They should never attempt to feed a wild animal and they should be instructed on coyote safety, such as discussed here.
If coyotes begin frequenting your neighborhood, let them know they're not welcome. Make loud noises, throw rocks or spray them with garden hoses. For everyone's safety, it is essential that coyotes retain their natural wariness of humans.
Eradication and/or relocation of the urban coyote is not effective. These types of programs actually provide a vacuum in nature that causes these animals to have even larger litters and ultimately increase the coyote population. Coyotes are beneficial in keeping balance within the ecosystem by controlling the population of other small animals and rodents.
If you need help with an animal control issues you may call any of the following:
For routine Animal Control Calls (24 hours):
For Animal Licensing and other animal control issues, call (Business hours):
For information regarding animal control and enforcement issues you can call (24 hour voice mail):
Animal Control Officer Art Beames 714 754-5163
Animal Control Officer Anna Rodriguez 714 754-5309
We just had a client on Jacaranda have a small cat taken the other day and one of our agents who was walking in Fairview Park in the evening also had a run in with a coyote while walking his dog.
Larry Weichman is President and Broker of Costa Mesa-based real estate powerhouse Weichman Realtors. Larry and his highly-trained team of professionals have proudly served Costa Mesa since 1976. For questions about an upcoming sale or purchase, call him directly at 714-241-4532 or email your questions to Larry@TeamWeichman.com. Be sure to visit www.TeamWeichman.com for the latest news and information on the Orange County real estate market.
Diane Majerski 714 754-5188
CMPD Communications: 714 754-5252
If You Need Help
Use Negative Reinforcement
COYOTE ACTIVITY BULLETIN
City of Costa Mesa
Police Department Animal Control
If Confronted by a Coyote
Steps You Can Take
Protecting Your Pets
