PROTECT YOUR HOME AND YOUR WALLET

 

If you own or plan to purchase a home, then you know that insurance is not just a luxury, it’s a requirement.  While you should not skimp on certain coverage items, there are some steps you can take to reduce your overall premium.

 

If you have a security system installed (and operating!), you might lower your premium by 5% or more.  You'll just need to provide your insurer with a copy of your contract or latest statement.  Also, while newer homes have smoke alarms already installed, hooking them up in an older home might also reduce your premium by as much as 10%.

 

Just like health or auto insurance, if you increase your deductible on homeowners insurance, you'll reduce your premium.  Just be sure you're prepared to pocket smaller repairs like broken windows or damages from leaks.

 

If your policy is held by a company that also offers auto or health insurance, look into discounts for multiple policies.  You could save a percentage on both your homeowners and auto policies, for example.

 

Another money (and time and stress) saver is to document everything in your home with a photographic inventory.  Store photos, cds or videos in a fireproof box or, preferably, a safe deposit box off site.  This will reduce the time and effort required to complete a claim, and guarantee an accurate replacement payment.

 

Larry Weichman is President/ Broker for Costa Mesa based Weichman Realtors. His company has served Costa Mesa since 1976.  Please direct your questions to Larry@TeamWeichman.com or call 714-241-4532. You may also visit www.TeamWeichman.com.

Posted via web from larryweichman's posterous

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Moms Club of Costa Mesa

Check out this site for the mom's living in the 92626 zip code!

http://www.costamesamomsclub.org/

What is the MOMS Club? The MOMS Club is a nationwide non-profit organization whose initials stand for "Moms Offering Moms Support." The Club is a support group for you, the stay-at-home mother of today, interested in the world around you, wanting activities for you and your children, and proud of your choice of at-home mothering. The club offers a wide variety of club sponsored activities designed to provide fun, companionship, education and support to our members and their families. The MOMS Club and our members also do service projects that help needy children and others in our community.

This looks like a great organization!  Hope you enjoy!

Larry Weichman

www.TeamWeichman.com

Larry has over 15 years of experience in Bank Repos and Short Sales and non foreclosed real estate, my clients include General Electric Mortgage, Home Savings, Associates Finance, Transamerica. Current clients include Bank of America, Ocwen Financial Corporation, Countrywide and Keystone Asset Management to name a few. Larry is President of Weichman Associates located in Costa Mesa California. He has sold real estate since 1976 and is a 3rd generation Real Estate Broker. Larry has closed escrow on over 1,100 properties; from townhomes to commercial buildings. Please be sure to visit us on the Internet at www.TeamWeichman.com, www.OCHomeTracker.com or www.OCRepoBroker.com or you can call me at 714-241-4532

 

Posted via web from larryweichman's posterous

Team Weichman Annual Halloween Page Is Up and Running!

Happy Halloween!  It's scary... but according to the International Mass Retail Association, Halloween has become the second leading holiday after Christmas.

More Scary Facts: This Halloween, Americans will consume $950 million worth of chocolate and candy. Halloween is the No. 1 candy selling season, followed by Christmas, Easter and Valentine's Day. 93% of American children will go trick-or-treating this Halloween. The association also says Americans will buy an estimated 20 million pounds of candy corn this year.

But, here's a calorie-free way to enjoy Halloween - surf on by and have fun on these sites... You don't have to be a kid to enjoy this pretty cool site for kids and adults (downloadable witch screams and squeaky doors, screen savers, graphics and recipes.) This site will entertain with spooky music while you surf it. BOOVille is guaranteed to help you enjoy the scariness of the day!  Ben & Jerry have fun and games from their Flavor Graveyard, too! For those who like to be scared, Halloween on the Web has lots of Halloween sites by categories to satisfy the soul. Got that Halloween Party and can't think of what to wear? For costume inspiration and ideas, Halloween Costumes is dedicated to help you come up with the best! Halloween Street has costumes and accessories for all ages. If you'd like to make your own, FabricLink has the spooktacular designs. Costumes Unlimited has a collection that includes fairytale, futuristic, international and famous people costumes. Then decorate your house with ideas from Halloween Online has tips for haunting your house this Halloween. Fall foliage is part of the season, and you can learn all about where, why, and how to preserve them at this Fall Foliage site. Leafpeepers.com has cams throughout every region of the states to view the changes in progress. Halloween Hall has some Witchy Wonders, Vonderful Vampires, and Scary Stories.   About 99 percent of the pumpkins marketed are used as Jack-O-Lanterns at Halloween. Practice your Jack-O-Lantern skills and become a pro before you do the real pumpkin. Or get a Funkin! Ever wonder why pumpkins grow in so many different shapes and sizes? Or, how to process fresh pumpkin for use in a pie? Check out Swan's Pumpkin Farm for a formula to keep your pumpkin fresh and download their printable templates for making unique carved pumpkins. Then visit The Pumpkin Masters for some carving techniques and patterns. This is an exquisite site, with some generous prizes, and a special section for kids. Jack-O-Lantern has tips for techniques, longevity , and a gallery of designs. Visit This Scary Place and visit the Famous Monsters if you dare! They're expecting you! All Hallows Eve has a collection of Halloween links for kids of all ages to amaze, amuse you. Are you looking for some Halloween bats, orange pumpkins and black cats? You must be at Jan's Courtyard...animations, evil laughs and tons of graphics. Just want Halloween sounds, like MonsterMash, the Adams Family, howling wolves or free clipart for your own flyers, sites? Scary Sounds has them for you! And for some more some frightfully cool midi music, visit Absolutely Halloween Is your computer ready for Halloween? Want skeletons dancing across your screen, or just a really booo time, visit this Happy Haunting page. Aha! Think you've got a ghost in your computer? See if there's some spirit energy lurking or if your RAM is suffering from vampire bytes... A Ghost in Your Machine will tell you how to check. Scary stuff, weird and goofy stuff, whatever satisfies the practical joker in you--Tricks and Treats has it, and then some. Frighten friends, amuse colleagues, and just plain have fun. And for the Monster (as in huge) of all pages...Night of the Living Yahoo offers a Monsterpedia, a Trick-O-Meter, A Paranormal Panel by Strange Universe, and lots of Ghost Stories! Don't forget to send your friends and relatives an Animated Musical Halloween card! Blue Mountain has interactive Halloween cards for invitations and choices from scary to fun. Haunted Halloween has some Spooktacular party planning ideas and Haunt cuisine for ghosts and goblins and Freaky Food recipes. If you'd rather have a chocolate jack-o-lantern delivered to your door (or to a friend), Halloween Chocolates will be your treat! If i've missed any fun Halloween sites, this Happy Halloween site and Halloween Central might have one just for you.

Pumpkin Facts Factoid - How to make pumpkin last through Halloween: Don't carve it until you absolutely must, Once you slice into the pumpkin, it's only days away from shriveling to something really scary.

Tips for preserving your pumpkin as long as possible: Cover the places you cut with petroleum jelly. "Otherwise, the pumpkin starts drying out right away," she said. "The petroleum jelly will help keep the moisture in." Dunk your pumpkin in a tub of ice water. "You can soak it for an hour. It kind of rehydrates it." Line it and cover it with plastic wrap.

Tip on how to pick that good pumpkin. "Go for a deep orange color, a nice dark color. And push on the bottom, not the stem side. The bottom should be really firm. That's the first place it starts softening up." Look for a pumpkin that's free of dings. Those in the produce business say a pumpkin's lifespan is about 160 days. "But we did this as an experiment: We stored a pumpkin in a shed and it went an entire year."

 

Have a Happy and Safe Halloween!

 

(714) 241-4532

Toll Free (800) 283-1765 Ext.0

1525 Mesa Verde Drive East, Costa Mesa, CA   92626

Copyright© 1997-2009
TeamWeichman.com 

Posted via web from larryweichman's posterous

Our Annual Halloween Page is worth looking at!

<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN">
<html>

<head>
<title>Team
Weichman
Halloween
Page</title>
<meta content="text/html; charset=iso-8859-1" http-equiv="Content-Type">
<meta content="Happy Halloween! Ever changing holiday page!" name="description">
<meta content="realtor, realestate, property,&lt;meta name=" progid" content="FrontPage.Editor.Document">
<meta name="GENERATOR" content="Microsoft FrontPage 6.0">
<meta name="ProgId" content="FrontPage.Editor.Document">
</head>

<body bgcolor="#FF9900">

<table bgcolor="#FF9900" border="1" cellpadding="0" cellspacing="0" width="100%">
  <tbody>
    <tr>
      <td><br>
        <table align="center" bgcolor="#ff9900" border="15">
          <tbody>
            <tr>
              <td>
                <table align="center" border="0" cellpadding="0" cellspacing="0" bgcolor="#FF9900">
                  <tbody>
                    <tr bgcolor="#ffff98">
                      <td>&nbsp;
                        &nbsp;</td>
                      <td align="middle"><font size="6"><font color="#ff6e14"><font face="comic sans ms,tekton,"><b>Happy<br>
                        Halloween!&nbsp;</b></font></font></font></td>
                      <td align="right">
                    </tr>
                  </tbody>
                </table>
              </td>
            </tr>
          </tbody>
        </table>
        <br>
        <table bgcolor="#FF9900" border="0" cellpadding="0" cellspacing="0">
          <tbody>
            <tr>
              <td>
              <td><font face="comic sans ms,tekton"><font size="4"><b><i><font size="5">It's
                scary...
                </font></i>but
                according
                to
                the
                International
                Mass
                Retail
                Association,
                Halloween
                has
                become
                the
                second
                leading
                holiday
                after
                Christmas.</b></font></font></td>
            </tr>
          </tbody>
        </table>
      </td>
    </tr>
  </tbody>
</table>
<table align="center" border="0" cellpadding="10" cellspacing="0" width="90%" bgcolor="#FF9900">
  <tbody>
    <tr>
      <td bgcolor="#FF9900"><font face="comic sans ms,tekton"><br>
        <font size="5"><b>More
        Scary
        Facts:</b></font>
        <ul>
          <font size="4">
          <li>This
            Halloween,
            Americans
            will
            consume
            $950
            million
            worth
            of
            chocolate
            and
            candy.
          <li>Halloween
            is
            the
            No.
            1
            candy
            selling
            season,
            followed
            by
            Christmas,
            Easter
            and
            Valentine's
            Day.
          <li>93%
            of
            American
            children
            will
            go
            trick-or-treating
            this
            Halloween.</font></li>
        </ul>
        <p>The
        association
        also
        says
        Americans
        will
        buy
        an
        estimated
        20
        million
        pounds
        of
        candy
        corn
        this
        year.<br>
        </font></td>
    </tr>
  </tbody>
</table>
--->
<table border="1" cellpadding="50" cellspacing="0" width="100%" bgcolor="#FF6E14">
  <tbody>
    <tr>
      <td bgcolor="#FF9900"><font face="tekton,comic sans ms">
        <p><b>But,
        here's
        a
        calorie-free
        way
        to
        enjoy
        Halloween
        -
        surf
        on
        by
        and
        have
        fun
        on
        these
        sites...</b></p>
        <ul>
          <li>
            <p>You
            don't
            have
            to
            be
            a
            kid
            to
            enjoy
            this
            <a href="http://www.bristolvaschools.org/mwarren/halloween_sites_for_kids.htm">pretty
            cool
            site
            for
            kids</a>
            and
            adults
            (downloadable
            witch
            screams
            and
            squeaky
            doors,
            screen
            savers,
            graphics
            and
            recipes.)
            This
            site
            will
            entertain
            with
            spooky
            music
            while
            you
            surf
            it.</p>
          </li>
        </ul>
        <ul>
          <li>
            <p><a href="http://www.usacitylink.com/boo/">BOOVille</a>
            is
            guaranteed
            to
            help
            you
            enjoy
            the
            scariness
            of
            the
            day!</p>
          </li>
        </ul>
       
        <ul>
          <li>
            <p>&nbsp;<a href="http://www.benjerry.com/halloween/">Ben
            &amp;
            Jerry</a>
            have
            fun
            and
            games
            from
            their
            Flavor
            Graveyard,
            too!</p>
          </li>
        </ul>
        <ul>
          <li>
            <p>For
            those
            who
            like
            to
            be
            scared,
            <a href="http://www.halloween.com/">Halloween
            on
            the
            Web</a>
            has
            lots
            of
            Halloween
            sites
            by
            categories
            to
            satisfy
            the
            soul.</p>
          </li>
        </ul>
       
        <ul>
          <li>
            <p>Got
            that
            Halloween
            Party
            and
            can't
            think
            of
            what
            to
            wear?
            For
            costume
            inspiration
            and
            ideas,
            <a href="http://www.costumes.info/">Halloween
            Costumes</a>
            is
            dedicated
            to
            help
            you
            come
            up
            with
            the
            best!
            <a href="http://www.halloweenstreet.com/">Halloween
            Street</a>
            has
            costumes
            and
            accessories
            for
            all
            ages.
            If
            you'd
            like
            to
            make
            your
            own,
            <a href="http://www.fabriclink.com/Closet.html">FabricLink</a>
            has
            the
            spooktacular
            designs.
            <a href="http://www.costumesunlimited.com/">Costumes
            Unlimited</a>
            has
            a
            collection
            that
            includes
            fairytale,
            futuristic,
            international
            and
            famous
            people
            costumes.</p>
          </li>
        </ul>
        <ul>
          <li>
            <p>Then
            decorate
            your
            house
            with
            ideas
            from
            <a href="http://www.halloween-online.com/">Halloween
            Online</a>
            has
            tips
            for
            haunting
            your
            house
            this
            Halloween.
            </p>
          </li>
        </ul>
        <ul>
          <li>
            <p>Fall
            foliage
            is
            part
            of
            the
            season,
            and
            you
            can
            learn
            all
            about
            where,
            why,
            and
            how
            to
            preserve
            them
            at
            this
            <a href="http://www.foliagenetwork.com/">Fall
            Foliage</a>
            site.
            <a href="http://www.leafpeepers.com/cams.htm">Leafpeepers.com</a>
            has
            cams
            throughout
            every
            region
            of
            the
            states
            to
            view
            the
            changes
            in
            progress.</p>
          </li>
        </ul>
       
        <ul>
          <li>
            <p><a href="http://www.caryn.com/holiday/caryn-halloween-hall.html">Halloween
            Hall</a>
            has
            some
            Witchy
            Wonders,
            Vonderful
            Vampires,
            and
            Scary
            Stories.</p>
          </li>
        </ul>
        &nbsp;
        <ul>
          <li>
            <p>About
            99
            percent
            of
            the
            pumpkins
            marketed
            are
            used
            as
            Jack-O-Lanterns
            at
            Halloween.
            Practice
            your
            Jack-O-Lantern
            skills
            and
            become
            a
            pro
            before
            you
            do
            the
            real
            pumpkin.
            Or
            get
            a
            <a href="http://www.funkins.com/">Funkin!</a></p>
          </li>
        </ul>
        <ul>
          <li>
            <p>Ever
            wonder
            why
            pumpkins
            grow
            in
            so
            many
            different
            shapes
            and
            sizes?
            Or,
            how
            to
            process
            fresh
            pumpkin
            for
            use
            in
            a
            pie?
            Check
            out
            <a href="http://www.thepumpkinfarm.com/">Swan's
            Pumpkin
            Farm</a>
            for
            a
            formula
            to
            keep
            your
            pumpkin
            fresh
            and
            download
            their
            <a href="http://h10025.www1.hp.com/ewfrf/wc/acProject?project=pumpkincarvingtemplates&lc=en&cc=us&dlc=en&extcat=halloweenprojects">printable
            templates</a>
            for
            making
            unique
            carved
            pumpkins.</p>
          </li>
        </ul>
       
        <ul>
          <li>
            <p>Then
            visit
            <a href="http://www.pumpkinmasters.com/">The
            Pumpkin
            Masters</a>
            for
            some
            carving
            techniques
            and
            patterns.
            This
            is
            an
            exquisite
            site,
            with
            some
            generous
            prizes,
            and
            a
            special
            section
            for
            kids.
            <a href="http://www.jack-o-lantern.com/">Jack-O-Lantern</a>
            has
            tips
            for
            techniques,
            longevity
            ,
            and
            a
            gallery
            of
            designs.</p>
          <li>
   <p>Visit
            This
            Scary
            Place
            and
            visit
            the
            <a href="http://www.famousmonsters.com/">Famous
            Monsters</a>
            if
            you
            dare!
            They're
            expecting
            you!</p></li>
        </ul>
        <ul>
          <li>
            <p>All
            Hallows
            Eve
            has
            a
            collection
            of
            <a href="http://www.2020tech.com/hallow">Halloween
            links</a>
            for
            kids
            of
            all
            ages
            to
            amaze,
            amuse
            you.</p>
          </li>
        </ul>
        <ul>
          <li>
            <p>Are
            you
            looking
            for
            some
            Halloween
            bats,
            orange
            pumpkins
            and
            black
            cats?
            You
            must
            be
            at
            <a href="http://www.janscourtyard.com/">Jan's
            Courtyard</a>...animations,
            evil
            laughs
            and
            tons
            of
            graphics.</p>
          </li>
        </ul>
       
        <ul>
          <li>
            <p>Just
            want
            Halloween
            sounds,
            like
            MonsterMash,
            the
            Adams
            Family,
            howling
            wolves
            or
            free
            clipart
            for
            your
            own
            flyers,
            sites?
            <a href="http://www.superglobe.com/halloween.htm">Scary
            Sounds</a>
            has
            them
            for
            you!
            And
            for
            some
            more
            some
            frightfully
            cool
            midi
            music,
            visit
            <a href="http://www.abhall.com/">Absolutely
            Halloween</a></p>
          </li>
        </ul>
        <ul>
          <li>
            <p>Is
            your
            computer
            ready
            for
            Halloween?
            Want
            skeletons
            dancing
            across
            your
            screen,
            or
            just
            a
            really
            booo
            time,
            visit
            this
            <a href="http://www.fortunecity.com/littleitaly/calabria/30/halloween.html">Happy
            Haunting</a>
            page.</p>
          </li>
        </ul>
        <ul>
          <li>
            <p>Aha!
            Think
            you've
            got
            a
            ghost
            in
            your
            computer?
            See
            if
            there's
            some
            spirit
            energy
            lurking
            or
            if
            your
            RAM
            is
            suffering
            from
            vampire
            bytes...
            <a href="http://www.mindspring.net/community/featurepgs/halloween97/">A
            Ghost
            in
            Your
            Machine</a>
            will
            tell
            you
            how
            to
            check.</p>
          </li>
        </ul>
        <ul>
          <li>
            <p>Scary
            stuff,
            weird
            and
            goofy
            stuff,
            whatever
            satisfies
            the
            practical
            joker
            in
            you--<a href="http://www.pcworld.com/news/article.asp?aid=8441">Tricks
            and
            Treats</a>
            has
            it,
            and
            then
            some.
            Frighten
            friends,
            amuse
            colleagues,
            and
            just
            plain
            have
            fun.</p>
          </li>
        </ul>
       
        <ul>
          <li>
            <p>And
            for
            the
            Monster
            (as
            in
            huge)
            of
            all
            pages...<a href="http://www.yahoo.com/promotions/halloween">Night
            of
            the
            Living
            Yahoo</a>
            offers
            a
            Monsterpedia,
            a
            Trick-O-Meter,
            A
            Paranormal
            Panel
            by
            Strange
            Universe,
            and
            lots
            of
            Ghost
            Stories!</p>
          </li>
        </ul>
        <ul>
          <li>
            <p>Don't
            forget
            to
            send
            your
            friends
            and
            relatives
            an
            <a href="http://www.greeting-cards.com/index.jsp?affiliate_loc=/category&amp;category=Halloween&amp;id=99999">Animated
       &nbs

Posted via web from larryweichman's posterous

Battle of the Bell Pre-Game BBQ on Friday, October 16! Game Starts @ 7 PM

Hello Football Fans!  Costa Mesa United will be presenting the Battle of the Bell Pre-Game BBQ on Friday, October 16 from 4-7 p.m.  Tickets are $10 each and include dinner catered by Newport Rib Company and a Live Band.  Admission to the game is not included.  Game time is 7 p.m. with the Eagles battling the Mustangs to bring the bell back to EHS!  Join us for a great night of competition and community spirit.

Tickets purchased in advance from EHS Football Boosters benefit Estancia High School Football.  Please let me know if you are interested and I will deliver the BBQ tickets to you prior to the big game.

Thanks in advance for your support!  GO Eagles!

LORI JARMACZ

jarmacz@prodigy.net

Please email Lori for tickets!  This is a great event!  Weichman Realtors has been a long time sponsor of Football in Costa Mesa and Costa Mesa United!  Laurie and me hope to see you at the game!

Larry Weichman

Posted via web from larryweichman's posterous

COSTA MESA PUBLIC SAFETY RECOGNITION BARBEQUE

 

 

 

 

The Costa Mesa Chamber of Commerce

&

Weichman Realtors

present the

COSTA MESA PUBLIC SAFETY RECOGNITION BARBEQUE

11:00 a.m. - 1:00 p.m., Thursday, October 8, 2009

Orange County Fairgrounds Enter at Main Entrance near Administration Building

Recognizing Officers and Employees of the Costa Mesa

POLICE DEPARTMENT FIRE DEPARTMENT

&

COMMUNICATIONS CENTER

On duty or off duty all are invited to attend . . . enjoy lunch . . . and

free raffle drawing Police, Fire and Communications personnel.

 

 

Police, Fire, Communications Personnel: NO CHARGE

Chamber & Community Members: $10.00

Please R.S.V.P. - (714) 885-9090 

If you would like to donate a raffle prize please call the Costa Mesa Chamber at the number listed above.

All donations are tax deductible. Sponsorships are also available at many different levels.

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Please join with us as we honor our Costa Mesa employee's

If you would like to donate or attend the event, please contact Larry Weichman 714-444-4663

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